NETELLER vs PayPal

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PayPal is the best-known online checkout wallet, while NETELLER is built for fast online payments and money transfers, with a VIP programme for frequent users. Compare their fees and features below.

NETELLER Open account	PayPal Open account
Availability
102 countries and territories	About 200 markets
Currencies
27 currencies	24 currencies
Deposit options
Most cards and online banking methods: 2.5% Local bank deposit and Rapid Transfer 0–1%, MB WAY free, Paysafecard 0–5%. No fee for VIPs on single deposits of USD 20,000 or more.	Pay from a linked card or bank account
Withdrawal options
Bank transfer (1.75%, min. USD 3.50) Member Wire (USD 12.75) Visa / Mastercard (0–3.99%) To Skrill (3.49%) To a crypto wallet (2% + network fee)	To a bank account: free (Europe) To a card: EUR 2 or 1% (max. EUR 10), depending on country
Money transfer / P2P
Standard account (2.99%, min. USD 0.50) NETELLER True — fully verified (1.45%, min. USD 0.50) VIP (free in most countries) International Money Transfer to bank accounts (fees up to 4.99%)	Domestic: free unless a currency conversion is needed International: EUR 1.99–3.99 (e.g. Estonia) or 5% (min. EUR 0.99, max. EUR 3.99, Germany) US: card-funded 2.9% + USD 0.30
Receiving P2P payments
Free	Free unless a currency conversion is needed
Paying merchants
Free	Free unless a currency conversion is needed
Currency conversion
Up to 3.99% Up to 4.49% in some countries. VIP: 3.19% (Silver), 2.79% (Gold), 2.39% (Diamond), 1.29% (Exclusive).	About 4% above the base exchange rate (EEA consumer terms) US: 4% for purchases and P2P, 3% for other conversions.
Cards
Net+ Prepaid Mastercard (EEA and UK residents) USD 10 application + USD 10 per year (free for VIPs) ATM 1.75% (min. USD 1) Foreign currency 3.99% Receiving money on the card 0.5% (min. USD 1) First virtual card free.	—
Cryptocurrency
Buy and sell 40+ coins: 1.5% (VIP 1.3–1.4%) Available in around 80 countries.	—
Inactivity fee
USD 5 per month after 6 months without a login or transaction	EUR 10 per year after 12 months (most EEA countries; not Germany)
VIP programme
Silver, Gold, Diamond, Exclusive From USD 15,000 per quarter in merchant payments and crypto trades Lower FX fee, free Net+ card, extra currency accounts VIP programmes explained	—

Fees and features as published by each provider; they vary by country and account level and can change. Check the provider’s current fee page before you transact.