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| Availability | 65 countries | 202 countries |
| Currencies | 24 different currencies to send money 53 different currencies to receive money |
24 different currencies |
| Deposit options: | Manual Bank Transfer (Free) Trustly (Free) iDEAL (Free)Credit Cards (fee 0.18 €) Debit cards (fee 0.18 €)Sofort (fee 0.06 €) |
Manual Bank Transfer or Trustly, different hidden fees for different countries and methods. |
| Withdrawing options: | Wise card (200 GBD or 205 USD free for every 30-day period, 2% over that) Send money to your Bank account. | Paypal has many hidden and unclear fees for different countries and withdrawal methods. |
| Money Transfer/P2P transactions | From one TansferWise borderless account to another (Free).
From borderless account to a bank account (Fixed fee depending on currency) |
Free, when money comes from Paypal balance.3.4% + €0.35 EUR, when the money comes from a debit or credit card, the sender decides who pays this fee. And even higher for some countries. |
| Receive Funds via P2P transactions | Free | 3.4% + $0.30 USD (US)3.9% + $0.30 EUR(Outside US) |
| Paying at a shop or transferring funds with any merchant | You can pay with Wise Mastercard that has low conversion fees and zero transaction fees. | Free |
| Currency Conversion | Real exchange rate, no hidden fees | around 3,5% (depending on currency) |
| JOIN WISE HERE | JOIN PAYPAL HERE |
